Personal Lines Practice Questions |65 Questions| With Correct Answers.

policy which most closely resembles Section II of the Homeowners Policy is : The name of an endorsements that would add liability coverage for owner - occupants to a Dwelling ( B ) The Personal Liability Endorsement ( A ) The Vicarious Liability Endorsement (C)The Premises Liability Endorsement (D)The Limited Liability Endorsement {Ans: ( B ) The Personal Liability Endorsement}Special form on the dwelling and Broad form perils on the contents A. HO-2 b. HO-3 c. HO-4 d. HO-6 {Ans: B. HO-3}Which of the following Homeowners policies is the Condominium Unit Owners form? A. HO-2 b. HO-3 c. HO-4 d. HO-6 {Ans: D. HO-6}Your home is insured under an unendorsed DP - 3 . For which of the following do you have coverage ? (A) A neighbor sustains $ 175 in injuries (B) A TV set is stolen from your family room after a tumble down your stairs (C) Your dog bits the mailman and you are sued (D ) A hurricane damages your home and garage {Ans: ( ( D ) A hurricane damages your home and garage}11. Which of the following describes the automatic limits of the Personal Liability ( Coverage E ) of