Cisr - Personal Lines Miscellaneous Study Guide Rated A+

Is there coverage for "property damage" caused intentionally by an "insured" who is 13 years of age or older? {Ans: No.}What is the Structures Rented to Others - Residence Premises HO 04 40 endorsement used to obtain? {Ans: Used to obtain coverage for an other structure that is rented to others for use as a private residence. The other structure is described in the Schedule with a Limit of Liability.}What is a "motor vehicle" defined as? {Ans: A self-propelled or amphibious vehicle, including a trailer being carried on, towed by or hitched for towing to such vehicle.}What does watercraft mean? {Ans: Sailing and engine/motor powered watercraft. *Does not include rowboats, kayaks, canoes, paddleboats, and others that are not sail or engine powered.}What does the Coverage E - Personal Liability Insuring Agreement state? {Ans: The insurance company will provide coverage for a claim against an "insured" for damages because of "bodily injury" or "property damage" caused by an "occurrence" covered by the policy.}What are the two parts to the "Motor Vehicle Liability" exclusion? {Ans: 1 - Any recreational vehicle that at the time and place of the "occurrence" is registered for use on public roads