Health And Accident Insurance Study Guide Rated A+

Member's part-time employment status {Ans: Under which criteria may a group health plan exclude participation? Member's claims history Member's current age Member's pre-existing condition Member's part-time employment status}When the recipient pays the premiums {Ans: When are group disability benefits considered to be tax-free to the insured? When the recipient pays the premiums When the employer pays the premiums When both the employer and recipient pay the premiums When benefits paid are equal to or lower than the recipient's salary}is eligible for coverage upon hire {Ans: According to HIPAA, when an insured individual leaves an employer and immediately begins working for a new company that offers group health insurance, the individual is eligible for coverage upon hire must wait 360 days to be eligible for coverage must continue coverage with the previous employer is eligible for only health insurance, not life or dental insurance}Certificate {Ans: What is issued to each employee of an employer health plan? Provision Receipt Policy Certificate}employee's waiting period for coverage of a preexisting condition can be reduced under the new employer's health plan {Ans: Under the Health Insurance Portability and Accountability Act (HIPAA), the employee's new Group Health Plan will verify Creditable