Accident and Health Insurance Agent/BrokerPractice Exam | 159 Questions with 100%Correct AnswersSally is considering her Medicare options. She understands that to enroll in Medicare Part B, shewill have to pay a monthly premium. Since she is healthy, she is considering delaying her enrollment until later. Will she be able to enroll at a later date?1.Yes, she can enroll at anytime in the future2.Yes, however; she would have a permanent premium penalty when she does enroll3.No, this is a take or leave it situation4.Yes, but she would have to show evidence of good health. Correct Answer: Yes, however; she would have a permanent premium penalty when she does enrollUnder Medicare Part A, a spell of illness begins again and is subject to a new deductible for another admission when:1.The patient has been discharged from a prior stay and 45 days have elapsed2.The patient has been discharged from a prior stay and 30 days have elapsed3.The patient has been discharged from a prior stay and 60 days have elapsed4.The patient has been discharged from a prior stay and 90 days have elapsed Correct Answer: The patient has been discharged from a prior stay and 60 days have elapsedWhat type of insurer retains