Nys Life, Accident, And Health Insurance Study Guide Questions And Correct Answers

Part B of Medicare generally covers: A. Physician's & medical expenses B. In hospital care C. Hospice care D. Skilled nursing care {Ans: Answer: A. Physician's & medical expenses}AN individual covered under an HMO plan can be referred to as a: A. Member B. Participant C. Subscriber D. All of the above {Ans: Answer: D. All of the above}The Medicaid Estate Recovery Act (OBRA 1993) allows the state: A. To put a lien on estates after the individual has died, to recover monies paid out by Medicaid for accrued long-term care costs B. To recover all monies paid out by Medicaid for long-term care services, within 30 days of the individual having been discharged from a Medicaid long-term care facility C. Charge penalties and interest for everyday the individual does not pay back Medicaid since the date of discharge from a Medicaid long-term care facility D. Recover and hold all current assets of the individual, until the individual begins payments for all long-term care services {Ans: Answer: A. To put a lien on estates after the individual has died, to recover monies paid out by Medicaid for accrued long-term care costs}Medicare Part B benefits require: A. A