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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 ... $11.00 Add to Cart
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Download DocumentCoverage D - Loss of Use on a farm policy will include coverage for: I. Additional living expenses incurred by the resident family. II. Loss of rental income of the owner for tenants who cannot live there due to a covered loss.
I only
II only
Both I and II
Neither I nor II
{Ans: Both I and II}
Kelly would like to obtain an Independent Adjuster license in New York, however, she has been convicted of a felony involving dishonesty or breach of trust. Kelly plans to submit a 1033 Waiver from the Department of Financial Services so that she can begin looking for a job. Which of the following is NOT a
to the program's deductible.What is covered by a SP-23 protection and indemnity policy?
All of the responses are correct.
Loss of life, injury and illness
Collision liabilities including defense costs.
Damage to docks, buoys and other structures.
{Ans: All of the responses are correct.}
In case of a loss, how many days notice does the insured have after notification of a claim to submit the claim to the underwriters of the ocean marine coverage?
180 days.
90 days.
60 days.
120 days.
{Ans: 180 days}
An insurer may cancel a New York Homeowners policy for non-payment of premium at any time, as long as the insurer provides the policyholder notice of:
45 days
15 days
30 days
10 days
{Ans: 15 days (most states req. 10)}
The common policy conditions apply to which coverage parts of a Commercial Package Policy?
All coverage parts of the policy.
The property insurance coverages.
The optional insurance coverages.
The liability insurance coverages.
{Ans: All coverage parts of the policy.}
The Dwelling endorsement for Broad Theft Coverage excludes losses to dwellings that have been vacant for more than _____ days immediately prior to the loss.
45 days.
60 days.
30 days.
90 days.
{Ans: 60 days}
Under the New York Cybersecurity Regulation, each covered entity must maintain documentation supporting certification of compliance with the regulation for:
3 years
1 year
5 years
7 years
{Ans: 5 years}
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