New York Independent Adjuster General Test 85 Correctly Answered Questions Latest Update

Most crop insurance in the United States is written by: {Ans: Private stock and mutual companies.}Which type of damages is not intended to indemnify the plaintiff? {Ans: Punitive damages}Which type of Crop Insurance Policy covers the entire farm instead of an individual crop? Your answer {Ans: Adjusted Gross Revenue}Which of the following NFIP policies is required to include the Increased Cost of Compliance (ICC) coverage? {Ans: An NFIP Dwelling policy under the Regular Program}The Part B - Medical Payments coverage under a standard Personal Auto policy will cover the insured if he/she is injured while a passenger on a: {Ans: Bus}Which of the following represents an indirect loss? {Ans: A kitchen fire made a house untenable, causing the occupants to incur hotel charges}Gavin operates a small manufacturing plant and is covered under a Commercial Property Business Income form. Under which of the following scenarios will Gavin be covered? {Ans: His loss of profit while out of business as a result of a fire loss.}Difference-in-Conditions insurance: {Ans: Must be written in conjunction with other commercial property coverage}Which section of the Commercial Package Policy varies based on the lines of coverage included? {Ans: