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NEW YORK INDEPENDENT FIRE ADJUSTER EXAM SIMULATOR - SERIES 17-64 ... $11.00 Add to Cart
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Download DocumentAll of the following is a function of the standard mortgage clause in a property insurance policy, EXCEPT:
-Protects the rights (insurable interest) of the mortgagee, even if an insured intentionally causes a loss to the mortgaged property.
-Guarantees that the mortgage payments will be made by an insurance policy, if the insured does not make the payments.
-Allows the mortgagee to pay the premium if the insured refuses to do so.
-Allows the mortgagee to submit a proof of loss if the insured refuses to do so.
{Ans: Guarantees that the mortgage payments will be made by an insurance policy, if the insured does not make the payments.}
The Terrorism Risk Insurance Program
indemnity policy?Manny is purchasing a Commercial Property policy with a Business Income form included. Manny can select from any of the following as a method to provide coverage, while avoiding the coinsurance requirement, EXCEPT:
The maximum monthly limit of indemnity optional coverage.
The maximum period of indemnity.
The monthly limit of indemnity.
Agreed value.
{Ans: The maximum monthly limit of indemnity optional coverage.
(The maximum monthly limit of indemnity optional coverage does not exist. The other three answer choices are all methods of coverage under a Business Income form that permits an insured to avoid the coinsurance requirement.)}
Under the Federal Insurance Fraud and False Statements Act, if someone is prohibited from doing business in a state, approval to resume transacting business must be granted by:
Submitting a 1033 waiver form and having it approved by an insurance regulatory official in his or her state.
The State Attorney General.
The United States Secretary of State.
The United States Secretary of Treasury.
{Ans: Submitting a 1033 waiver form and having it approved by an insurance regulatory official in his or her state.}
In case of a loss, how many days notice does the insured have after notification of a claim to submit the claim to the underwriters of the ocean marine coverage?
180 days.
90 days.
60 days.
120 days.
{Ans: 180 days}
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