Case Assignment: Health Insurance

Health InsuranceAuthorInstitution of AffiliationCourseInstructorDateHealth InsuranceHealth insurance in the United States falls under two categories; public, and private. For One to access healthcare in the United States, there are several factors that matter such as their job type, residential area, insurance ownership, and the type of insurance they possess. It is important to note that those in urban areas have higher access to health care than those in rural areas. Health insurance coverage increased in the 20th century when most employers especially large companies adopted employer-sponsored insurance. The government later developed the Medicare and Medicaid programs in 1965 (Frean et al., 2010). Medicare was introduced to serve Americans aged more than sixty-five years while Medicaid’s purpose was to cover Americans with a low income. Another type of insurance is the Children's Health Insurance Program/ CHIP which was developed to cover children under the Medicaid category. There is also the managed care type of insurance that was created in the late 20th century. This type of insurance advocated for partnerships with diverse health insurance providers. As such, the patient would agree to get health care from approved providers, who would evaluate the cost of the