This study source was downloaded by 100000859819779 from CourseHero.com on 02-27-2023 06:02:57 GMT -06:00https://www.coursehero.com/file/43811689/UNIT-VI-ARTICLE-REVIEW-BHR-3301docx/ Running Head: UNIT VI ARTICLE REVIEW 1 UNIT VI ARTICLE REVIEW- BHR 3301 Nakesha Williams Columbia Southern UniversityThis study source was downloaded by 100000859819779 from CourseHero.com on 02-27-2023 06:02:57 GMT -06:00https://www.coursehero.com/file/43811689/UNIT-VI-ARTICLE-REVIEW-BHR-3301docx/UNIT VI ARTICLE REVIEW 2Article review of Mandated benefits, good or bad? At N.Y. hearing, reviews are mixed. Insurance Advocate . Margo D. Beller, M. D Article Review Introduction and Summary According to Margo Beller (Beller, 2014), America is faced with a persistent problem: people are going bankrupt, or very close to it, due to medical expenses. Mandated benefits do notaffect everyone. They normally are not related to public programs or self-insured groups. They only affect the insured group of individuals purchasing individual and small group health insurance. Groups can avoid the cost of mandated benefits by self-insuring, which may pass more of the cost to groups too small to self-insure or those with individual coverage. In the article (Beller, 2014), Beller speaks on how New York is one of the most heavily mandated statesin the nation. It is also a leading state in costs, ranking third in cost for individual coverage and ninth for family