Ugba 135 Final Exam Newest 2024-2025 Latest Version Questions And Accurate Answers Verified 100% Already Graded A+

UGBA 135 FINAL EXAM NEWEST 2024-2025 LATEST VERSION QUESTIONS AND ACCURATE ANSWERS VERIFIED 100% ALREADY GRADED A+ COMPLETE DOCUMENT FOR STUDY What is the FICO formula? 35% record of paying bills on time - for a significant period 30% debt to credit ration - which is the total balance on your credit 15% length of credit history 10% new accounts and recent applications for credit cards and loans What is the best FICO score can be? 780 - 850 What is the lowest FICO score? 620 - 660 What % of credit reports have serious errors - 25% What are methods of identity theft? theft from purse or wallet, phishing (via email or phone) adn hackingWhat to do if your methods of identity theft immediately contact the three major credit bureaus and put a fraud alert contact What is variable rate of interest? A variable rate of interest is an interest rate that moves up and down based upon a benchmark interest rate which is not controlled by the lender. It is now commonly used by credit card issues. It is now commonly used by the credit card issuers. One example would be to base the variable rate on the