None will pay, even policy described as it is not "full coverage"--no such thing {Ans: Insured has full coverage on home, auto, & boat--falls down stairs at home, seriously injures knee, which policy might pay medical bills?}Property and Liability {Ans: What 2 default lines of insurance are included in homeowner and business owner policy}Actual Cash Value (ACV) {Ans: What is replacement cost less depreciation?}E.g. Owner of a taxi who needs collision damage for his own taxi {Ans: Business auto e.g.}TX Dwelling Form 1 {Ans: The dwelling policy sold in texas}Open peril, special, or all risk policies are... {Ans: Policies that do not name/list covered perils}