Ains 103 - All Chapters Study Guide Questions And Correct Answers

Industrial and private employers {Ans: Workers compensation statutes apply to virtually all industrial workers and most other kinds of private employers. Employees}Permanent total disability {Ans: Disability caused by a work-related injury or disease that renders an injured employee unable to ever return to gainful employment.}Employees of independent contractors {Ans: An independent contractor might employ others. The independent contractor, like other employers, must then provide workers compensation benefits to its employees.}Causes of Loss Form {Ans: Allows the insured to select the types of losses covered}Click on every icon that represents an extra expense that would be covered under the Business Income (and Extra Expense) Coverage Form, but not under the Business Income (Without Extra Expense): {Ans: - Costs to move to a temporary location - Increased rent at the temporary location - rental of substitute equipment - Cost of substitute services}would provide coverage if a customer was hit by a forklift inside a big-box store and required hospitalization. {Ans: Coverage A}