State Life And Health Insurance Exam Real Exam Questions And Answers

The Commissioner cannot grant licenses to producers earning more than what percentage of their total commissions in any 12-month period from controlled business? A. 10% B. 20% C. 25% D. 50% {Ans: C. 25%}A temporary license is issued for? A. 30 days B. 90 days C. 180 days D. 365 days {Ans: C. 180 days}What type of insurer has a society or lodge structure and offers life, accident, and health benefits to its members? A. Fraternal B. Domestic C. Stock D. Mutual {Ans: A. Fraternal}An insurance company organized under the laws of Oklahoma is A. A mutual insurer B. A foreign insurer C. An alien insurer D. A domestic insurer {Ans: D. A domestic insurer}Using a method of marketing medicare supplement insurance that fails to conspicuously disclose that a purpose of the marketing is solicitation of insurance and that contact will be made by an insurance agent or insurance company known as A. Defamation B. High-pressure tactics C. twisting D. cold-lead advertising {Ans: D. cold-lead advertising}Which of the following is NOT a required benefit under individual or group health plans? A. Colorectal cancer screenings B. Podiatric services for diabetics C. Cosmetic surgery for aesthetic purposes