Colorado Accident And Health Practice |121 Questions| With Correct Answers.

long-term care insurance {Ans: - Nursing Home care is often covered - Most LTCs will pay benefits if you CANNOT PERFORM at least 2 ACTIVITIES}Entire Contract Provision {Ans: - Actual Policy and Application - states the insurance policy itself, any riders and endorsements/amendments, and the application comprises the entire contract between all parties - Assures policyowner that no changes will be made after it has been issues}What is a CLOSED PANEL for HMO's? {Ans: when an HMO is represented by a group of physicians who are salaried employees and work out of the HMO's facility}What are the Parts of Medicare? {Ans: A: Hospital Insurance, inpatient care, nursing, hospice B: Medical Insurance for required doctors services, outpatient services, med. supplies, funded by General tax revenue and user premiums D: prescription Drugs}Minimum Maternity Benefits {Ans: any policy that provide maternity benefits must provide coverage for a minimum of 48 hours of inpatient care after a delivery and a minimum of 96 hours of inpatient care after a cesarean section for a mother and her newly born child}Representations {Ans: Believed to be true to the best of the applicant's knowledge}