Mr. Diaz continued working with his company and was insured under his employer's group plan until he reached age 68. He has heard that there is a premium penalty for those who did not sign up for Part B when first eligible and wants to know how much he will have to pay. What should you tell him? {Ans: Mr. Diaz will not pay any penalty because he had continuous coverage under his employer's plan.}What impact, if any, have recent regulatory changes had on Medigap plans? {Ans: The Part B deductible is no longer covered for individuals newly eligible for Medicare starting January 1, 2020.}Mrs. Mulcahy, age 65, is concerned that she may not qualify for enrollment in a Medicare prescription drug plan because, although she is entitled to Part A, she is not enrolled under Medicare Part B. What should you tell her? {Ans: An individual who is entitled to Part A or enrolled under Part B is eligible to enroll in a Medicare prescription drug plan. As long as Mrs. Mulcahy is entitled to Part A, she does not need to enroll under Part B before enrolling in a prescription drug plan.}Who is most likely