Gramm-Leach-Bliley Act/GLBA {Ans: The commonly used name for The Financial Services Modernization Act of 1999. The act re-organized financial services regulation in the United States and applies broadly to any company that is "significantly engaged" in financial activities in the U.S. In its privacy provisions, BLANK addresses the handling of non-public personal information, defined broadly to include a consumer's name and address, and consumers' interactions with banks, insurers and other financial institutions. BLANK requires financial institutions to securely store personal financial information; give notice of their policies regarding the sharing of personal financial information, and give consumers the ability to opt-out of some sharing of personal financial information.}Implicit Consent {Ans: BLANK arises where BLANK may reasonably be inferred from the action or inaction of the individual.}Active Scanning Tools {Ans: Data Loss Prevention (DLP) network, storage, scans and privacy tools can be used to identify security and privacy risks to personal information. They can also be used to monitor for compliance with internal policies and procedures, and block e-mail or file transfers based on the data category and definitions.}Protect {Ans: The second of four phases of the privacy operational life cycle. It provides the data life cycle,