purpose of a spending plan {Ans: balance spending, bill paying, and saving}learning financial attitudes from parents is known as {Ans: modeling}right brain {Ans: metaphors and experiences, creativity, presents ideas in a variety of ways (marketing)}during a brainstorming session the counselor should {Ans: personalize ideas, not ask too many questions, use procedural questions, reframe negative thoughts, use quotes/stories to get members to speak up}processing in the conscious mind {Ans: (10%) willpower, logical and critical thinking}a title loan is an example of {Ans: secured debt}