New York Personal Lines Final Exam Questions & Answers 2023 ( A+ Graded 100% Verified)

All of the following are additional liability coverages automatically provided in a home owners policy except (Pick from the following: Personal injury, damage to the property of others, Loss assessment coverage, Claims Expenses) {Ans: Personal Injury}Is determined premium paid a determination in the Actual Cash Value? {Ans: No}Which of the following is not one of the three other coverages available with the personal liability supplement? {Ans: Bankruptcy}What is the deductible of a personal liability umbrella policy called? {Ans: The SIR}An example of an alien insurer doing business in NY is one formed under the laws of {Ans: Mexico}The dwelling must be owner occupied is a characteristic of the dwelling policy true or false? {Ans: False}