Nj Health And Accident Questions And Answers 100% Pass

Which of the following statements is NOT true regarding a Critical Illness Plan? {Ans: Coverage is limited to a single devastating disease}A health insurer must be provided with written proof of loss ______ days after the date of loss {Ans: 90 days}An insurer must furnish to a claimant forms for filling proof of loss within ____ days upon receiving a notice of claim {Ans: 15 days}Which of these may NOT be used in a health insurance advertisements {Ans: An insurance company's trademark instead of the company's actual name}Which of the following is the purpose of medical cost management? {Ans: To control health claim expenses}Johan the producer charged a fee to a sales prospect for analyzing insurance coverages. According to NJ law, a reasonable relationship must exist between the fee and the {Ans: Substance of the services performed}All of the following are factors would affect a health insurance policies premium rate Except {Ans: Residential address of the insured}What is considered advertising {Ans: An illustration A sales presentation Direct mailing from an agency}What is the maximum fine for a producer violating an NJ insurance law for the first time? {Ans: $5000}An agent is