Property And Casualty Pa Quiz Questions And Answers 2024

An employment practices liability policy (EPLI) provides protection to an employer from all of the following, EXCEPT: a. Bodily injury suffered by an employee on the job b. An employee alleging work related sexual harassment c. An employee alleging work related emotional abuse d. An employee alleging the employer created a hostile work environment {Ans: a. Bodily injury suffered by an employee on the job}Which item is a peril or cause of loss -Fire -Liability -Sharing -Indemnify {Ans: Fire}The FAIR Plans provide basic property insurance. Which of the following Causes of Loss is not found in the basic property insurance? a. Fire b. Burglary and Robbery c. Riot or Civil Commotion d. Vandalism and Malicious Mischief {Ans: b. Burglary and Robbery}Which of the following is not a characteristic of a Risk Retention Group? a. Owned by members b. Members of RRG must be involved in similar or related business or activity c. Must have "Risk Retention Group" in its name d. Does not need to be licensed as insurance company since it does not sell insurance to the general public {Ans: d. Does not need to be licensed as insurance company since it does not sell