How much is the penalty for failing to appoint a producer? and up to? {Ans: $25 up to $300}a non at-fault claimant may sue the at-fault party if the disability lasts for __ days {Ans: 60 days}each insurer must retain a record of all non renewals and company initiated cancellations for ___ years {Ans: 3}Morale Hazard {Ans: Hazard arising out of an insured's indifference to loss because of the existence of insurance.}funeral and burial benefits shall be reasonable expenses not to exceed $___ {Ans: $5,000}a temporary insurance producer license may be issued for up to ___ days {Ans: 180 days}