Kentucky Health Insurance Exam Study 2024/2025 Passed

Social Security Supplement SIS or Social Security riders would provide for the payment of income benefit in each of the situations except A. If the insured has been denied coverage under social security B. When the amount payable under social security is more than the amount payable under the rider. C. When used to replace or supplement benefits payable under other social insurance programs D. When the insured is eligible for Social Security benefits but before the benefits begin {Ans: B. When the amount payable under social security is more than the amount payable under the rider.}______ policies cover only those injuries and illnesses that occur outside of one's job. A. Limited B. Nonoccupational C. Workers compensation D. Full coverage {Ans: B. Non-occupation}An insured is covered under 2 group health plans - under his own and his spouse's. He had suffered a loss of $2,000. After the insured paid the total of $500 in deductibles and coinsurance, the primary insurer covered $1,500 of medical expenses. What amount, if any, would be paid by the secondary insurer? A. 0 B. 500 C. 1000 D. 2000 {Ans: B. 500}Every insurer marketing long-term care insurance must establish marketing procedures to