Direct loss {Ans: Financial loss resulting DIRECTLY from a loss to property, such as a house being damaged in a windstorm or a valuable piece of jewelry being stolen. (loss to damage to the property)}Owner Occupancy is NOT required {Ans: In Dwelling policies _________ is not required}90 Days {Ans: An Emergency License is valid for up to ___?}An injured employee receives payments under workers compensation insurance from whom? {Ans: the Insurance company}Contractual Agreements liability {Ans: liability assumed by the insured in a contract. (Covered under Coverage A: Leases, Easement Agreements, Agreements with a municipality(city) as required by ordinance, sidetrack agreements and Elevator maintenance agreements.}Forgery {Ans: signing someone else's name with intent to deceive.}