New York Laws And Rules Questions And Answers 100% Verified A+ Guaranteed

If an agent is advertising a life insurance policy, the agent MUST disclose the: - insurers AM best rating - name of actual insurer - insurers better business rating - name of the parent company {Ans: Name of the actual insurer}Long-term care policies sold in New York may NOT exclude coverage for: - substance abuse - self-inflicted injuries - acts of war - senile dementia {Ans: Senile dementia}All Health Benefit Plans issued after January 1, 2014 must provide - long-term care - dental care - adult vision - preventative health services {Ans: preventative health services}According to the Affordable Care Act, any plan in existence prior to which date is considered a grandfathered plan? - March 23, 2010 - March 23, 2011 - March 23, 2012 - March 23, 2013 {Ans: March 23, 2010}When replacing a life insurance policy, an agent must provide the applicant with a: - notice regarding replacement - notice regarding reinstatement - notice regarding reduction - notice regarding retention {Ans: Notice Regarding Replacement}Which of the following is included in the entire contract according to the entire contract provision? - investigative report - occupational rating - clauses - application {Ans: application}