Florida Life Insurance Health Provisions Study Guide Rated A+

K has a health policy that must be renewed by the insurer and the premiums can only be increased if applied to the entire class of insureds. This type of policy is considered {Ans: guaranteed renewable}According to the Mandatory Uniform Policy Provisions, what is the maximum amount of time after the premium due date during which the policy remains in force even though the premium has not been paid? {Ans: 31}After an insured gives notice of loss, what must he/she do if the insurer does not furnish forms? {Ans: File written proof of loss}J purchased a Disability Income Policy that ONLY J can terminate and on which the rates will never increase above those illustrated in the policy. Which of the following types of policies did J purchase? {Ans: Noncancelable}T owns an Accident & Health policy and notifies her insurance company that she has chosen a less hazardous occupation. Under the Change of Occupation provision, which of the following actions may her insurance company take? {Ans: Increase her policy's coverage amount}The provision that defines to whom the insurer will pay benefits to is called {Ans: Payment of Claims}