Insurance Adjuster Exam Questions Test Bank Final 2023.

Jim has been arrested for drunk driving. In order to be allowed out of jail before his court date, Jim will most likely need: {Ans: A bail bond}Lucas owns a rental house on the beach in South Carolina. Which of the following is true? {Ans: Lucas can get ACV coverage for this property through the South Carolina Wind and Hail Underwriting Association.}Astrid, a public adjuster, agrees to reduce her damage estimates by 5%, in exchange for $500 in cash per claim from LMN Insurance. This is an example of: {Ans: Kickback}Don has a PAP with $500 Collision and Comprehensive deductibles, Liability limits of 25/50/25, and $5,000 in Medical Payments coverage. He is struck by a car while taking a walk in his neighborhood, leaving him with $36,500 in medical costs. The driver of the vehicle has liability coverage of 30/60/25, which pays up to its limit for Don's injuries. How will Don's policy respond to the loss? {Ans: Medical Payments will pay $5,000.}Which of the following people would NOT qualify as an "insured" under a BAP? {Ans: The policyholder's spouse, who is not named on the policy but habitually drives the company's SUV without permission.}Every