Property And Casualty Insurance Exam - Georgia

BOP exclusions {Ans: Ordinance or law; Earth movement; Governmental action; Nuclear hazard; Utility service (power failure); War and military action; Water (flood, waves, mudflow, and waterborne material); Certain computer-related losses (failure, malfunction, or inadequacy of hardware, software, networks, etc.); Fungi, wet rot, and dry rot except as covered in the additional coverage for fungi, and wet or dry rot; Virus or bacteria; Electrical apparatus (artificially generated electrical current); Consequential losses (delay, loss of use or loss of market); Smoke, vapor, gas (smoke from agricultural smudging or industrial operations); Explosion of steam apparatus; Frozen plumbing; Dishonesty; False pretense (voluntarily parting with property if induced by trick, scheme, or device); Exposed property damaged by rain, snow, ice, or sleet; Collapse (except as provided in the additional coverage); Pollution; Neglect; Expected losses (wear and tear, gradual deterioration, mechanical breakdown, etc.); Errors or omissions; Installation, testing, repair; Electrical disturbance; Continuous or repeated seepage or leakage of water; Weather conditions (but only if weather conditions contribute to an otherwise excluded cause of loss); Acts or decisions, including failure to act or decide; Negligent work; Loss or damage to products resulting from an error or omission; Business income and extra expense that results from delays