oxidative stress theory {Ans: cell damage accumulates through life as a consequence of free radicals produced by oxidative metabolism}which factors contribute to vitamin b12 deficiency in the older adults? {Ans: - after age 50, the stomach makes less gastric acid, so b12 absorption is less efficient - use of proton pump inhibitors of histamines for over a year - use of metformin, colchicine, antibiotics, and anticonvulsant agents}three legged stool for funding with retirement {Ans: - personal savings - company pensions - social security}Guardians and Conservators {Ans: Are individuals, agencies, or corporations that have been appointed by the court to have care, custody, and control of a disabled person to manage financial responsibilities. Guardian is a person appointed to be responsible for another person. Conservator is a person specifically appointed to control the finances of the client.}generatively vs stagnation {Ans: - middle age - core strength: caring for the development of others - creative and productive activity via work - caring for the future extends to the stage - working for a better world - symbolic link to immortality}preperation {Ans: making small changes}