Texas All Lines Adjuster Exam Questions And Answers

Which of the following statements is TRUE regarding the DP-2 cause of loss form? {Ans: It automatically includes the EC perils, V&MM coverage, and the broad form perils..}The type of auto body frame that is most often used in today's automobile and is a single molded unit, is known as: {Ans: A unibody frame.}Spencer is covered under a standard Personal Automobile policy with a policy inception date of October 15th. Additionally, the policy will expire on October 15th of the current year. Spencer contacts his agent on October 7th and asks to have an new endorsement added to his policy. The agent agrees, adds the coverage the same day, and informs Spencer that there will be an additional premium of $20 per month charged. When will the adjustment of premium be effective for Spencer? {Ans: October 7th.}Which of the following would be covered under any of the Homeowners forms? {Ans: Explosion of a hot water heater that damages carpeting.}An agent with a surplus/excess lines license, will place insurance business with an unauthorized insurer when: {Ans: The coverage cannot be obtained from insurers authorized within the state.}Which of the following is one of the duties of