Pennsylvania Property And Casualty Agent Exam Answers Pdf

Darryl borrows formal dinnerware and glasses from his neighbor, Tanya, to use at a large party at his home. While Darryl and his guests participate in an enthusiastic line dance, he accidentally smashes several of Tanya's plates. Will Darryl's homeowners policy cover this loss to Tanya's property? A. Yes, because the provision for Damage to Property of Others covers such loss. B. No, because Darryl doesn't own the property. C. Yes, as long as Darryl is legally responsible for the loss. D. No, because Darryl intentionally participated in the act that caused the damage. {Ans: Yes, because the provision for Damage to Property of Others covers such loss}What endorsement can be added to the BOP to provide coverage for loss of business income and extra expense if the described location suffers an interruption of electrical service? {Ans: Utility Services Time Element}Madeline's three-family dwelling was damaged in a fire. Several claims were submitted to the insurer that issued her dwelling policy by people who live in the dwelling. A claim for which of the following items of personal property was not paid by Madeline's insurer? {Ans: Clothing of Madeline's second floor tenant}Astrid's car overturned on the highway after