Ca Life Insurance Exam Prep - Graded 100%

C PRETENDS TO BE SOMEONE OR SOMETHING OTHER THAN AN INSURANCE PRODUCER IN ORDER TO OBTAIN PERSONAL NON-PUBLIC INFORMATION ABOUT SOMEONE IN CONNECTION WITH AN INSURANCE TRANSACTION {Ans: AN AGENT WOULD BE GUILTY OF 'PRETEXTING' OR CONDUCTING A 'PRETEXT INTERVIEW' IN WHICH OF THE FOLLOWING SITUATIONS? A ADVISES A CLIENT TO LAPSE, FORFEIT, OR SURRENDER ANY INSURANCE CONTRACT ON THE BASIS OF MISREPRESENTATION OR FRAUD B SENDS UNSOLICITED TEXT MESSAGES TO PERSONS WHO ARE NOT EXISTING CLIENT C PRETENDS TO BE SOMEONE OR SOMETHING OTHER THAN AN INSURANCE PRODUCER IN ORDER TO OBTAIN PERSONAL NON-PUBLIC INFORMATION ABOUT SOMEONE IN CONNECTION WITH AN INSURANCE TRANSACTION D PRETENDING TO BE AN EMPLOYEE OF A LOCAL UTILITY COMPANY WHEN ATTEMPTING TO OBTAIN INFORMATION IN THE INVESTIGATION OF AN INSURANCE CLAIM}D BE EITHER CURRENTLY OR FULLY INSURED {Ans: WHICH OF THE FOLLOWING IS NEEDED TO QUALIFY FOR A SOCIAL SECURITY DISABILITY BENEFIT? A HAVE LESS THAN $1,000 IN ASSETS B FULFILL A 4-MONTH WAITING PERIOD, AND HAVE PAID INTO SOCIAL SECURITY C BE AGE 60, WIDOWED, AND HAVE ONE DEPENDENT D BE EITHER CURRENTLY OR FULLY INSURED}B VARIABLE {Ans: WHICH OF THE FOLLOWING ANNUITIES IS GENERALLY NOT BACKED BY THE INSURER'S