La Property And Casualty Exam Prep Questions And Ans (Louisiana )

Which of the following is NOT a duty of the employer/insured if an injury occurs at the workplace? {Ans: Make voluntary payments for treatment of the worker's injury}Which of the following are the authorities that an agent can hold? {Ans: Express and implied}Terrorism Risk Insurance Program Reauthorization Act of 2015 has extended the TRIA to the year {Ans: 2020}Coverage F (medical payments) under a homeowners policy would cover {Ans: A residence employee who is injured on the job.}Which of the following persons would be required to hold a license? {Ans: A person who negotiates insurance contracts}What type of coverage protects the insured in an accident caused by a driver with insufficient coverage? {Ans: Underinsured motorist}Which of the following will NOT be considered unfair discrimination by insurers? {Ans: Discriminating in benefits and coverages based on the insured's habits and lifestyle}In the split limit coverage in personal auto policies, which limit indicates the maximum amount the policy will pay for bodily injury per person? {Ans: 1st limit}An insured condominium unit owner wants to purchase fire and extended coverage for personal property and liability coverage for himself and his family members. He should purchase