Texas P & C Licensing Exam Questions And Answers

Which is NOT a source of information important to an underwriter? {Ans: employer reference}Written notice of reported violations must be reported within {Ans: 14 days}Difference between coverage E & F in farm personal property coverage form is {Ans: insurance is scheduled under covg. E but blanket limit applies to covg. F}Which is an example of a peril? A. indifference B. illness C. gasoline stored on the premises D. earthquake {Ans: earthquake}Medical payments covg. is PART B in the personal auto policy. All of the following statements about medical payments covg. are right EXCEPT: A. no coverage is available if the vehicle is being used as a residence B. Part B covers reasonable expenses for services incurred within 5 years of date of injury C. coverage is provided for the named insured if hit by a car while walking along a road D. coverage is available if an injury occurs while getting into or out of a vehicle {Ans: part B covers reasonable expenses for services incurred within 5 years of date of injury --- ITS 3 YEARS}Where would PAP covg. NOT extend? {Ans: Mexico}An insured purchases a commercial property policy with a causes of