Practice Exam With Complete Solutions

Mrs. Henderson believes that she will qualify for Medicare coverage when she turns 65, without paying any premiums, because she has been working for 40 years and paying Medicare taxes. What should you tell her? {Ans: In order to obtain Part B coverage, she must pay a standard monthly premium, though it is higher for individuals with higher incomes.}You are mailing invitations to new Medicare beneficiaries for a marketing event. You want an idea of how many people to expect, so you would like to request RSVPs. What should you keep in mind? {Ans: You may request RSVPs, but you are not permitted to require contact informaiton.}Mrs. Lopez is enrolled in a Medicare Advantage cost plan. She has recently lost creditable coverage previously available through her husband's employer. She is interested in enrolling in a Medicare Part D prescription drug plan (PDP). What should you tell her? {Ans: If a Part D benefit is offered through her plan she may choose in enroll in that plan or a standalone PDP.}Ms. Gonzales decided to remain in Original Medicare (Parts A and B) and Part D during the Annual Enrollment Period (AEP). At the beginning of January, her neighbor