Pearson Vue National Health Insurance Practice Test Questions And Answers (100% Verified Answers) | Latest Updated 2024

An Eligible Expenses provision in a comprehensive major medical policy commonly identifies all of the following types of covered health care services EXCEPT: A. professional services of doctors and other medical practitioners B. hospital charges for semi-private room and board C. experimental and investigative services D. pre-approved home health care {Ans: c}Which of the following definitions of disability would cover a permanent partial disability? A. Own occupation B. Any occupation C. Residual disability D. Presumptive disability {Ans: c}The Social Security program provides all of the following benefits EXCEPT: A. retirement B. survivor C. disability D. workers compensation {Ans: d}Group health insurance specifies that what percentage of eligible individuals MUST be offered coverage under a noncontributory plan? A. 25 B. 50 C. 75 D. 100 {Ans: d}Which of the following definitions MOST accurately describes the Probationary Period? A. The period of time from the date of the loss until the benefits begin B. The period of time from the date of the loss until benefits are actually received by the policyowner C. The waiting period a new hire must satisfy prior to becoming eligible for group health coverage D. The period of time once a claim is