Policy Paper: Affordable Housing Policy IssueName Student ID Course name Professor name Quarter and yearIntroductionDespite the efforts of the local and national governments, the private sector, and non-governmental organizations, access to affordable and adequate housing remains one of the major housing issues facing the United States. Statistics indicate that the median price of single-family housing increased by 40% between 1986 and 2017 (Harvard Graduate School Of Design, 2019). The National Low Income Housing Coalition in a 2018 study concluded that the average renters’ wages and the current minimum wages are inadequate to afford a modest rental apartment throughout the united and the disparity worsens for the Americans with the lowest income (The National Low Income Housing Coalition, 2018). This means that more than 11 million Americans spend more than half of their salaries and incomes on utilities and rent with more than 3 million suffering from the homelessness social problem (The National Low Income Housing Coalition, 2018). The major causes of the high cost of housing in the United States include the one-sided affordable housing policies that favor the homeowners instead of