1. Which of the following statements is correct about company wellness programs? A. They're typically initiated by small companies with only a few employees.B. Such programs are very seldom integrated with managed care plans.C. The costs of such programs are often offset by the lowered costs of medical expenses.D. No evidence indicates that such programs increase productivity or employees' sense of well-being. 2. A good reason for an employer to convert its traditional benefits program to a cafeteria plan is to A. reduce employee discontent.B. reduce the risk of adverse selection.C. lower costs.D. better manage negotiations with unions.3. Why would an employer consider having a shorter dental probationary period? A. To reduce the volume of first-year claimsB. To make sure the employees' dental health is acceptableC. To provide care immediately to avoid greater dental problems laterD. To attract and retain new employees4. Simpson, Inc. is seeking increased available cash for investment purposes. The company's chief financial officer (CFO) examines the company's funding methods for group insurance, and finds a way to use insurance payments for an extra three months. The CFO has most likely opted for a A. cost-plus