Florida 6-20 All Lines Adjuster Test| 276 Questions| 50 Pages| With Complete Solutions

The Personal Auto Policy provides coverage in all of the following locations, except: A. Hawaii B. Mexico C. Canada D. Alaska {Ans: B. Mexico}The type of coverage on contents provided by the HO-3 is: A. Open perils. B. Named perils. C. Basic form. D. Comprehensive. {Ans: B. Named perils.}If the insurer cancels a Homeowner Policy, unearned premium is returned to the insured on what basis? A. Short rate. B. Pro rata. C. Discount. D. Experience. {Ans: B. Pro rata.}A deer crashes into the side of the insured's car. Which of the following PAP coverages would cover this damage? A. Property damage liability. B. Collision. C. Uninsured motorist property damage. D. Comprehensive. {Ans: D. Comprehensive.}An insured's home is covered by the DP-3 form. The policy provides $20,000 in coverage on a home that would cost $50,000 to replace. When high winds destroy the roof, it is determined that it will cost $2,000 to replace it. Assuming the actual cash value of the roof is $750, how much will the insured collect for this loss? A. $2,000 B. $1,600 C. $1,000 D. $1,750 {Ans: C. $1,000}The deductible under the revised Commercial Property forms is: A. $500 B.